Terms of Use

Acceptance of Terms

Welcome to sylklyxteam's financial education platform. These Terms of Use constitute a legally binding agreement between you and sylklyxteam (Pty) Ltd, a company registered in South Africa. By accessing, browsing, or using our website at sylklyxteam.com, you acknowledge that you have read, understood, and agree to be bound by these terms.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of the platform following any modifications to these terms constitutes acceptance of such changes.

Description of Services

sylklyxteam provides educational resources, financial literacy content, and learning programs designed to enhance your understanding of personal finance, investment principles, and financial planning strategies. Our services include but are not limited to:

• Educational articles and resources on financial topics
• Interactive learning modules and courses
• Financial planning tools and calculators
• Access to financial education webinars and workshops
• Community forums for educational discussions
• Personalized learning path recommendations

Please note that our services are educational in nature and do not constitute financial advice, investment recommendations, or professional financial planning services. We strongly recommend consulting with qualified financial advisors for personalized financial guidance.

User Obligations and Conduct

As a user of our platform, you agree to use our services responsibly and in accordance with all applicable laws and regulations. You are solely responsible for your conduct and any content you submit, post, or display on our platform.

Intellectual Property Rights

All content, materials, and resources available on our platform, including but not limited to text, graphics, logos, images, audio clips, video content, digital downloads, and software, are the exclusive property of sylklyxteam or its licensors and are protected by South African and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our platform for personal, non-commercial educational purposes only. This license does not include any right to:

• Reproduce, distribute, or publicly display our content
• Create derivative works based on our materials
• Use our content for commercial purposes
• Remove or modify any copyright or proprietary notices
• Transfer or sublicense your access rights to others

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information are governed by our Privacy Policy, which forms an integral part of these Terms of Use. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Disclaimers and Limitations

Our platform and all content provided are for educational purposes only. We make no representations or warranties regarding the accuracy, completeness, or reliability of any information provided. Your use of our services is at your own risk.

Modifications and Termination

We reserve the right to modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting on our website. Your continued use of our services following any modifications constitutes acceptance of the revised terms.

We may suspend or terminate your access to our platform at our sole discretion, without notice, for any reason including but not limited to violation of these terms, suspicious activity, or technical maintenance requirements.

Governing Law and Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising out of or relating to these terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts of South Africa.